RJM Capital Services Pvt Ltd

Office Address: Ground Floor, 

107A, Ashutosh Mukherjee Road, 

Bhawanipore, Kolkata, West Bengal – 700025, India
Phone: +91 9830442689
Email: care@rjmcapitalservices.com
Website: www.rjmcapitalservices.com

Effective Date: 18 October 2026

  1. Introduction

RJM Capital Services Pvt Ltd (“RJM Capital”, “we”, “our” or “us”) is committed to protecting the confidentiality and security of personal information entrusted to us by our website visitors, clients and prospective clients.

This Privacy Policy explains how we collect, use, store, disclose and protect personal information in connection with our website, mutual fund distribution activities and other services that we are authorised to provide.

We seek to handle personal information in accordance with applicable Indian laws, relevant regulatory requirements and, where applicable, the SEBI regulations, AMFI guidelines and Code of Conduct governing Mutual Fund Distributors (MFDs).

  1. Information We Collect

Depending on the service requested and the nature of our interaction with you, we may collect:

Personal and contact information: Name, telephone number, email address, correspondence address and date of birth, where relevant.

Financial and investment-related information: Investment preferences, transaction-related records, bank details, PAN, KYC documentation and other financial information, where required for a requested service and legally permissible.

Insurance and other service-related information: Information necessary to process an enquiry or facilitate a service through an appropriate product provider or authorised intermediary.

Technical information: IP address, browser and device details, website access logs, cookies and usage information, depending on the website’s configuration.

We aim to collect only information relevant to the stated purpose. Users should not submit PAN, Aadhaar, bank details or other sensitive documents through ordinary website enquiry forms unless specifically requested through an appropriate process.

  1. Purpose of Collection and Use

We may process personal information for the following purposes:

  • Responding to enquiries and providing information about our services.
  • Facilitating mutual fund distribution and other services that we are authorised to provide.
  • Processing service requests and coordinating with relevant product providers, registrars, intermediaries and service partners.
  • Completing applicable KYC, verification, documentation and compliance procedures.
  • Maintaining records required by applicable laws, regulations and contractual obligations.
  • Sending service-related communications and information requested by clients.
  • Maintaining website functionality, security and operational efficiency.
  • Preventing fraud, investigating suspected misuse and addressing complaints.
  • Fulfilling applicable legal and regulatory obligations.

Personal information will not be used for an unrelated purpose where consent or another lawful basis is required unless the relevant requirement has been met.

  1. Confidentiality and Protection of Investor Information

We recognise the importance of maintaining confidentiality in relation to investor information, investment transactions and client dealings.

In connection with mutual fund distribution activities, we seek to comply with the applicable SEBI requirements and AMFI Code of Conduct, including the principles relating to investor confidentiality, responsible handling of investor data and protection of client interests.

Personal information will not be sold to third parties. We will not disclose investor information or use it for unrelated cross-marketing purposes except where the disclosure or use is appropriately authorised, permitted or required under applicable law.

Access to personal information should be limited to persons and service providers who require it for legitimate business, service-delivery or compliance purposes.

  1. Disclosure and Sharing of Information

Where necessary for a requested service or permitted or required by law, relevant information may be shared with:

  • Mutual fund asset management companies and their authorised registrars or service providers.
  • Insurance companies and other relevant product providers.
  • Authorised intermediaries and service partners involved in a requested transaction.
  • Website hosting providers, technology vendors and communication service providers.
  • Professional advisers, auditors and consultants, where appropriate.
  • Courts, regulators, government authorities or law-enforcement agencies where legally required or permitted.

We seek to ensure that information shared with service providers is limited to what is reasonably necessary for the relevant purpose. Applicable contractual, confidentiality, data-protection and regulatory obligations will be taken into account.

  1. Data Security and Cybersecurity

We seek to maintain reasonable technical and organisational safeguards appropriate to the personal information processed and the risks involved.

Depending on the systems and services actually deployed, these may include access controls, authentication measures, secure transmission, backups, monitoring and procedures for addressing security incidents.

Our website may be hosted or maintained by third-party technology providers. Their access to or processing of information will depend on the services engaged and the applicable contractual arrangements.

We do not represent that any website or electronic system is completely free from security risks. We will address personal data breaches and any applicable notification obligations in accordance with the laws and requirements applicable to the relevant processing.

  1. Retention and Deletion of Information

Personal information will be retained for as long as reasonably necessary for the purpose for which it was collected or for any longer period required or permitted under applicable laws, regulatory requirements or legitimate record-keeping obligations.

When information is no longer required, appropriate steps will be taken to delete it or otherwise dispose of it, subject to applicable legal, regulatory and contractual retention requirements.

  1. Consent and Individual Rights

Where consent is required by applicable law, we will seek consent through an appropriate mechanism. Where processing relies on another lawful basis, it will be handled in accordance with the applicable requirements.

Subject to applicable law, individuals may request access to relevant information about its processing, correction of inaccurate information, deletion where permissible, withdrawal of consent where processing is based on consent, and exercise of other applicable rights.

Requests may be subject to identity verification and applicable legal or regulatory restrictions. Withdrawal of consent may affect our ability to provide a service where the information is necessary for that service or must be retained under law.

Privacy requests may be sent to care@rjmcapitalservices.com.

  1. Cookies and Website Analytics

Our website may use cookies or similar technologies for functionality, preferences, traffic analysis and website improvement, depending on the tools actually enabled.

Users may manage cookies through browser settings or any preference mechanism made available on the website. Disabling certain cookies may affect website functionality.

Details of particular analytics or tracking tools should be read alongside any relevant cookie notice or preference mechanism provided on the website.

  1. 10. Third-Party Websites

Our website may contain links to external websites or platforms operated by third parties. Those websites may have their own privacy policies and data-handling practices.

RJM Capital Services Pvt Ltd does not control independent third-party privacy practices and encourages users to review the relevant policies before submitting information through external platforms.

  1. Grievance Redressal and Privacy Contact

For privacy-related questions, requests or complaints, please contact:

RJM Capital Services Pvt Ltd

Ground Floor, 

107A, Ashutosh Mukherjee Road, 

Bhawanipore, Kolkata, West Bengal – 700025, India
Phone: +91 9830442689
Email: care@rjmcapitalservices.com
Website: www.rjmcapitalservices.com

Please include sufficient details to help us identify and address your concern. We will endeavour to respond within the period prescribed under applicable law.

  1. Regulatory Compliance and MFD Status

RJM Capital Services Pvt Ltd seeks to ensure that its business activities are conducted in accordance with the laws and regulatory requirements applicable to each activity.

For mutual fund distribution, the relevant registered distributor and associated activities must comply with applicable SEBI regulations, AMFI requirements, distributor empanelment conditions and the AMFI Code of Conduct.

This Privacy Policy does not represent that RJM Capital Services Pvt Ltd is a SEBI-registered Investment Adviser, Portfolio Manager or any other regulated intermediary unless the relevant registration or authorisation has actually been obtained.

Different financial products and services may be governed by different regulatory frameworks. Their availability and provision are subject to the relevant authorisations, registrations and applicable requirements.

  1. Changes to This Policy

We may update this Privacy Policy to reflect changes in our website, services, information-handling practices or applicable legal and regulatory requirements.

The updated version will be published on this page with a revised effective or last-updated date. Any additional notice or consent required by law will be provided as applicable.

Last Updated: 18 October 2026

RJM Capital Services Pvt Ltd
Responsible handling of personal information. Confidentiality in investor dealings. Compliance with applicable requirements.